Kritiqued Consulting LLC is a professional credit repair and credit consulting firm dedicated to helping individuals repair, build, and optimize their credit with clarity and intention. We specialize in credit education, score improvement strategies, and long-term credit building solutions designed to create real financial progress—not temporary fixes.

I founded Kritiqued Consulting after seeing how many people were denied opportunities simply because they were never taught how credit actually works. Too often, clients are told what their score is, but not why it looks the way it does or how to strategically improve it. Our firm was built to change that.

At Kritiqued Consulting, we take a strategy-first approach to credit repair services, focusing on accuracy, utilization management, payment history optimization, and responsible credit growth. Whether you are rebuilding damaged credit, establishing credit for the first time, or working toward 700+ credit scores, we provide structured plans that align with your financial goals.

Our mission is to empower our clients through credit education and personalized guidance, so they can make informed decisions, qualify for better approvals, and build financial confidence that lasts. We don’t believe in shortcuts—we believe in sustainable results, consistency, and teaching clients how to protect their credit long after our work is done.

— Khyla Mingo

Founder & Lead Credit Consultant

Kritiqued Consulting LLC